Property Proceeds Recovery
Recovery Services
Homeowner Stewardship Partners currently focuses on two flagship recovery services for Georgia claimants, with additional support for estates, heirs, and qualified nationwide matters.
Tax Sale Excess Funds
When a Georgia property is sold at a tax sale for more than the taxes, fees, and costs owed, the remaining amount — the excess funds — may be payable to the former owner or other parties with a legal interest in the property. HSP researches these matters, helps identify rightful claimants, and organizes the documentation a claim may require.
Learn more about Tax Sale Excess FundsMortgage Foreclosure Surplus
When a foreclosed property sells for more than what was owed on the mortgage, the surplus proceeds may be owed to the former homeowner rather than retained by the lender or trustee. HSP researches these matters and helps coordinate the steps toward a properly documented claim.
Learn more about Mortgage Foreclosure SurplusEstates & Heirs
A rightful claim does not disappear when a former owner passes away. HSP works with family members, estate representatives, and heirs to research potential claims tied to a deceased owner's property and to help organize the documentation these matters often require.
Learn about Estates & Heirs recoveryNationwide Matters
While HSP is based in Atlanta and maintains a particular focus on Georgia, qualified tax sale and foreclosure surplus matters outside Georgia are evaluated on a case-by-case, jurisdiction-specific basis.
Learn about Nationwide recoveryHow It Works
A disciplined, transparent process — from initial research through resolution.
- 01
Research & Identification
HSP reviews public records to identify potential tax-sale excess funds or mortgage-foreclosure surplus that may be owed following a property sale.
- 02
Initial Outreach
When a potential match is identified, HSP contacts the former owner, family member, heir, or estate representative to explain what was found and why we are reaching out.
- 03
Identity & Ownership Verification
Before proceeding, HSP works to confirm identity and ownership or entitlement, consistent with the applicable jurisdiction's requirements.
- 04
No-Obligation Case Review
HSP reviews the matter with the claimant at no cost and with no obligation to proceed. Claimants are free to ask questions, decline, or seek independent advice.
- 05
Written Service Agreement
If the claimant chooses to move forward, the terms of engagement — including HSP's contingency-based fee — are set out in writing before any recovery work begins.
- 06
Documentation & Filing Support
HSP assembles and organizes the documentation typically required by the applicable court, county, or trustee, and coordinates filing on the claimant's behalf.
- 07
Independent Legal Counsel, When Needed
Where legal representation is required or advisable, the claimant independently selects and retains their own attorney.
- 08
Resolution & Disbursement
Once a matter is resolved by the applicable court, county, or trustee, funds are disbursed according to that jurisdiction's process and the written service agreement.
Every matter is different. Timelines, documentation requirements, and the steps involved vary by jurisdiction, sale type, and the specifics of each case. This outline reflects the general shape of the process and is not a guarantee of any particular step, timeline, or outcome.
Important disclosures
Homeowner Stewardship Partners is an independent private company and is not affiliated with or endorsed by any government agency, county, court, lender, mortgage servicer, trustee, or tax authority.
HSP is not a law firm and does not provide legal advice or legal representation. When legal services are needed, the claimant independently selects and retains legal counsel.
HSP does not receive compensation for attorney referrals or share legal fees.
HSP does not charge an upfront property-recovery service fee or retainer. Its recovery service fee is contingency-based subject to applicable law and the written service agreement.
Legal services, when needed, are provided by an independent attorney selected and retained by the claimant.
No recovery or result is promised or guaranteed.